[{"data":1,"prerenderedAt":317},["ShallowReactive",2],{"page:\u002Fen\u002Fblog\u002Fyarisi-bizden-half-from-us-campaign-istanbul\u002F":3,"nav:en":246},{"kind":4,"locale":5,"path":6,"alternates":7,"seo":11,"breadcrumbs":17,"jsonld":26,"data":169,"dims":242},"blog","en","\u002Fen\u002Fblog\u002Fyarisi-bizden-half-from-us-campaign-istanbul\u002F",{"tr":8,"en":6,"ar":9,"ru":10},"\u002Fblog\u002Fyarisi-bizden-kampanyasi-sartlari-odeme-plani\u002F","\u002Far\u002Fblog\u002Fyarisi-bizden-half-from-us-campaign-istanbul\u002F","\u002Fru\u002Fblog\u002Fkampaniya-yarisi-bizden-stambul\u002F",{"title":12,"description":13,"image":14,"canonical":6,"type":15,"published":16,"modified":16},"Yarısı Bizden Campaign 2026: Istanbul Grants and Loans | ÇET Yapı","Istanbul's Yarısı Bizden campaign: TRY 875,000 grant, TRY 875,000 loan and TRY 125,000 relocation support per home. The 1.5x rule, payment stages, repayment…","\u002Fimages\u002Fuploads\u002F2025\u002F04\u002Fcet-insaya-konaklari-img-03.jpg","article","2026-10-01",[18,21,24],{"text":19,"href":20},"Home","\u002Fen\u002F",{"text":22,"href":23},"Blog","\u002Fen\u002Fblog\u002F",{"text":25},"Yarısı Bizden (Half From Us) Campaign 2026: Grants, Loans, the 1.5x Rule and Payment Plan",[27,40,62,87],{"@type":28,"itemListElement":29},"BreadcrumbList",[30,34,37],{"@type":31,"position":32,"name":19,"item":33},"ListItem",1,"https:\u002F\u002Fwww.cetyapi.com.tr\u002Fen\u002F",{"@type":31,"position":35,"name":22,"item":36},2,"https:\u002F\u002Fwww.cetyapi.com.tr\u002Fen\u002Fblog\u002F",{"@type":31,"position":38,"name":25,"item":39},3,"https:\u002F\u002Fwww.cetyapi.com.tr\u002Fen\u002Fblog\u002Fyarisi-bizden-half-from-us-campaign-istanbul\u002F",{"@type":41,"@id":42,"headline":25,"description":43,"datePublished":16,"dateModified":16,"inLanguage":5,"image":44,"author":45,"publisher":51,"mainEntityOfPage":39,"keywords":52,"articleSection":53,"wordCount":54,"mentions":55},"BlogPosting","https:\u002F\u002Fwww.cetyapi.com.tr\u002Fen\u002Fblog\u002Fyarisi-bizden-half-from-us-campaign-istanbul\u002F#article","Istanbul's Yarısı Bizden campaign: TRY 875,000 grant, TRY 875,000 loan and TRY 125,000 relocation support per home. The 1.5x rule, payment stages, repayment and deadline.","https:\u002F\u002Fwww.cetyapi.com.tr\u002Fimages\u002Fuploads\u002F2025\u002F04\u002Fcet-insaya-konaklari-img-03.jpg",{"@type":46,"name":47,"url":48,"parentOrganization":49},"Organization","ÇET Yapı Editorial Team","https:\u002F\u002Fwww.cetyapi.com.tr\u002F",{"@id":50},"https:\u002F\u002Fwww.cetyapi.com.tr\u002F#organization",{"@id":50},"Yarısı Bizden campaign, Half From Us Istanbul, Istanbul urban transformation grant, kentsel dönüşüm hibe, Istanbul earthquake renewal loan","Urban Transformation",469,[56,58,60],{"@id":57},"https:\u002F\u002Fwww.cetyapi.com.tr\u002Fen\u002Fprojects\u002Fcet-merter-insaya-residences\u002F#project",{"@id":59},"https:\u002F\u002Fwww.cetyapi.com.tr\u002Fen\u002Fprojects\u002Fyesilkoy-ates-sitesi\u002F#project",{"@id":61},"https:\u002F\u002Fwww.cetyapi.com.tr\u002Fen\u002Fprojects\u002Fcet-bahcelievler-insaya-konaklari\u002F#project",{"@type":63,"mainEntity":64},"FAQPage",[65,71,75,79,83],{"@type":66,"name":67,"acceptedAnswer":68},"Question","Who can benefit from Yarısı Bizden?",{"@type":69,"text":70},"Answer","Owners of homes and businesses in any of Istanbul's 39 districts whose building has been officially assessed as risky under Law No. 6306 by a Ministry-licensed institution.",{"@type":66,"name":72,"acceptedAnswer":73},"What does the 1.5x rule mean?",{"@type":69,"text":74},"The construction area of the new building, excluding parking and shelter areas, must not exceed 1.5 times that of the existing building. Projects above this limit cannot receive campaign support.",{"@type":66,"name":76,"acceptedAnswer":77},"Who receives the grant and loan?",{"@type":69,"text":78},"They are paid directly to the contractor on the owner's behalf according to progress: 30% at start, 30% when the structural frame is complete, 30% at the plastering stage and 10% at the occupancy permit.",{"@type":66,"name":80,"acceptedAnswer":81},"How is the loan repaid?",{"@type":69,"text":82},"Repayment begins two years after the building permit and is spread over 10 years. No interest is charged in the first year; afterwards the balance is updated annually by half of the CPI rate. Income and credit score are not checked.",{"@type":66,"name":84,"acceptedAnswer":85},"When does Yarısı Bizden end?",{"@type":69,"text":86},"On 8 September 2026 Minister Murat Kurum announced a one-year extension to 31 December 2027.",{"@type":88,"@id":50,"name":90,"alternateName":91,"legalName":95,"identifier":96,"hasCredential":104,"url":48,"logo":111,"image":113,"description":114,"foundingDate":115,"founder":116,"email":119,"telephone":120,"address":121,"openingHoursSpecification":127,"areaServed":137,"knowsAbout":158,"sameAs":166},[46,89],"GeneralContractor","ÇET Yapı Turizm A.Ş.",[92,93,94],"ÇET Yapı","Çet Yapı","CET Yapi","ÇET YAPI TURİZM ANONİM ŞİRKETİ",[97,101],{"@type":98,"propertyID":99,"value":100},"PropertyValue","MERSİS","0242051074500011",{"@type":98,"propertyID":102,"value":103},"İstanbul Ticaret Sicil No","818550-0",{"@type":105,"credentialCategory":106,"name":107,"recognizedBy":108},"EducationalOccupationalCredential","license","Yapı Müteahhitliği Yetki Belgesi – E grubu (No 0034211566204056)",{"@type":109,"name":110},"GovernmentOrganization","T.C. Çevre, Şehircilik ve İklim Değişikliği Bakanlığı",{"@type":112,"url":113},"ImageObject","https:\u002F\u002Fwww.cetyapi.com.tr\u002Fimages\u002Ftheme\u002Fcet-yapi-logo.png","Founded in Istanbul in 1993, ÇET Yapı is a Turkish contractor delivering turnkey school campuses, housing, urban transformation, design and restoration.","1993",{"@type":117,"name":118},"Person","Doç. Dr. Ahmet Çetinsaya","info@cetyapi.com.tr","+902126623000",{"@type":122,"streetAddress":123,"addressLocality":124,"addressRegion":125,"addressCountry":126},"PostalAddress","Çobançeşme Mah. Sanayi Cad. No:44 Nish İstanbul Residence D Blok D:186 Yenibosna","Bahçelievler","İstanbul","TR",{"@type":128,"dayOfWeek":129,"opens":135,"closes":136},"OpeningHoursSpecification",[130,131,132,133,134],"Monday","Tuesday","Wednesday","Thursday","Friday","09:00","18:00",[138,141,143,146,148,150,152,154,156],{"@type":139,"name":140},"Country","Türkiye",{"@type":142,"name":125},"City",{"@type":144,"name":145},"AdministrativeArea","Beşiktaş, İstanbul",{"@type":144,"name":147},"Kadıköy, İstanbul",{"@type":144,"name":149},"Sarıyer, İstanbul",{"@type":144,"name":151},"Bakırköy, İstanbul",{"@type":144,"name":153},"Üsküdar, İstanbul",{"@type":144,"name":155},"Şişli, İstanbul",{"@type":144,"name":157},"Bahçelievler ve Güngören, İstanbul",[159,160,161,162,163,164,165],"School construction","Educational campus construction","Urban transformation","Real estate development","Architectural design","Historic building restoration","Turnkey construction",[167,168],"https:\u002F\u002Fwww.instagram.com\u002Fcet_yapi\u002F","https:\u002F\u002Fx.com\u002FCetYapi",{"title":25,"html":170,"toc":171,"tldr":193,"faq":198,"sources":204,"image":14,"imageAlt":214,"published":215,"publishedIso":16,"modified":216,"modifiedIso":16,"reading":217,"related":218,"more":228,"urbanCta":241},"\u003Cp>\u003Cstrong>Yarısı Bizden\u003C\u002Fstrong> ("half is on us") is the campaign in which the Turkish state covers a large share of the cost of rebuilding Istanbul's risky buildings. It started on 22 February 2024 by Presidential Decree and on 8 September 2026 was extended to \u003Cstrong>31 December 2027\u003C\u002Fstrong>. By then, according to the Ministry, 435,683 independent units had joined and 108,881 had been completed.\u003C\u002Fp>\n\u003Ch2 id=\"support-amounts\">Support amounts\u003C\u002Fh2>\n\u003Cdiv class=\"table-responsive\">\u003Ctable class=\"table table-striped table-hover\">\n\u003Cthead>\n\u003Ctr>\n\u003Cth>Unit\u003C\u002Fth>\n\u003Cth>Grant\u003C\u002Fth>\n\u003Cth>Loan\u003C\u002Fth>\n\u003Cth>Relocation\u003C\u002Fth>\n\u003Cth>Total\u003C\u002Fth>\n\u003C\u002Ftr>\n\u003C\u002Fthead>\n\u003Ctbody>\u003Ctr>\n\u003Ctd>First home\u003C\u002Ftd>\n\u003Ctd>TRY 875,000\u003C\u002Ftd>\n\u003Ctd>TRY 875,000\u003C\u002Ftd>\n\u003Ctd>TRY 125,000\u003C\u002Ftd>\n\u003Ctd>\u003Cstrong>TRY 1,875,000\u003C\u002Fstrong>\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>First business unit\u003C\u002Ftd>\n\u003Ctd>TRY 437,500\u003C\u002Ftd>\n\u003Ctd>TRY 437,500\u003C\u002Ftd>\n\u003Ctd>–\u003C\u002Ftd>\n\u003Ctd>TRY 875,000\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>Owner's further homes\u003C\u002Ftd>\n\u003Ctd>–\u003C\u002Ftd>\n\u003Ctd>up to TRY 1,750,000\u003C\u002Ftd>\n\u003Ctd>–\u003C\u002Ftd>\n\u003Ctd>–\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>Owner's further business units\u003C\u002Ftd>\n\u003Ctd>–\u003C\u002Ftd>\n\u003Ctd>TRY 875,000\u003C\u002Ftd>\n\u003Ctd>–\u003C\u002Ftd>\n\u003Ctd>–\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003C\u002Ftbody>\u003C\u002Ftable>\n\u003C\u002Fdiv>\u003Cp>The relocation support is paid once to whoever lives in the home (owner or tenant) and is separate from the Ministry's \u003Ca href=\"\u002Fen\u002Fblog\u002Furban-transformation-rent-assistance-in-turkey-2026\u002F\">rent assistance\u003C\u002Fa>.\u003C\u002Fp>\n\u003Ch2 id=\"who-qualifies\">Who qualifies?\u003C\u002Fh2>\n\u003Cp>Owners of homes and businesses in \u003Cstrong>all 39 Istanbul districts\u003C\u002Fstrong> whose building has been assessed as a \u003Cstrong>risky building\u003C\u002Fstrong> under Law No. 6306. The assessment is carried out by Ministry-licensed institutions using concrete core samples (see our \u003Ca href=\"\u002Fen\u002Fblog\u002Frisky-building-assessment-in-turkey\u002F\">risky building assessment guide\u003C\u002Fa>). No e-Government application is required: after ownership is verified, owners register with the district municipality and sign a grant commitment and a loan agreement.\u003C\u002Fp>\n\u003Ch2 id=\"what-is-the-1-5x-rule\">What is the 1.5x rule?\u003C\u002Fh2>\n\u003Cp>The new building's construction area, \u003Cstrong>excluding parking and shelter\u003C\u002Fstrong>, must not exceed \u003Cstrong>1.5 times\u003C\u002Fstrong> the existing building. A 1,000 m² building can therefore be replaced with up to 1,500 m² (plus parking and shelter) and still receive support. Where zoning allows much more, a conventional flat-for-land deal outside the campaign may be more attractive — this should be compared at feasibility stage.\u003C\u002Fp>\n\u003Ch2 id=\"payment-plan-how-the-contractor-is-paid\">Payment plan: how the contractor is paid\u003C\u002Fh2>\n\u003Cp>The grant and loan are \u003Cstrong>not paid to owners in cash\u003C\u002Fstrong> but to the contractor on their behalf:\u003C\u002Fp>\n\u003Cdiv class=\"table-responsive\">\u003Ctable class=\"table table-striped table-hover\">\n\u003Cthead>\n\u003Ctr>\n\u003Cth>Stage\u003C\u002Fth>\n\u003Cth>Payment\u003C\u002Fth>\n\u003C\u002Ftr>\n\u003C\u002Fthead>\n\u003Ctbody>\u003Ctr>\n\u003Ctd>Start of works\u003C\u002Ftd>\n\u003Ctd>30%\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>Structural frame completed\u003C\u002Ftd>\n\u003Ctd>30%\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>Plastering stage\u003C\u002Ftd>\n\u003Ctd>30%\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003Ctr>\n\u003Ctd>Occupancy permit\u003C\u002Ftd>\n\u003Ctd>10%\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003C\u002Ftbody>\u003C\u002Ftable>\n\u003C\u002Fdiv>\u003Cp>This also protects owners: the contractor is only paid as each stage is completed.\u003C\u002Fp>\n\u003Ch2 id=\"loan-repayment\">Loan repayment\u003C\u002Fh2>\n\u003Cul>\n\u003Cli>Starts \u003Cstrong>2 years after the building permit\u003C\u002Fstrong>, over \u003Cstrong>10 years\u003C\u002Fstrong>.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Interest-free in year one\u003C\u002Fstrong>; then updated annually by \u003Cstrong>half of CPI\u003C\u002Fstrong>.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>No income or credit-score check.\u003C\u002Fstrong>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2 id=\"checklist-for-owners\">Checklist for owners\u003C\u002Fh2>\n\u003Col>\n\u003Cli>Have a risky building assessment done and wait for it to become final.\u003C\u002Fli>\n\u003Cli>Verify the existing floor area from the title deed and approved plans; calculate the 1.5x limit.\u003C\u002Fli>\n\u003Cli>Take the owners' \u003Ca href=\"\u002Fen\u002Fblog\u002Fmajority-decision-in-urban-transformation-turkey\u002F\">majority decision\u003C\u002Fa> properly.\u003C\u002Fli>\n\u003Cli>Use our \u003Ca href=\"\u002Fen\u002Fblog\u002Fhow-to-choose-a-contractor-for-urban-transformation-in-turkey\u002F\">contractor checklist\u003C\u002Fa> and write the payment stages into the contract.\u003C\u002Fli>\n\u003Cli>Do not leave municipal registration until the deadline.\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Ch2 id=\"cet-yapi-and-yarisi-bizden\">ÇET Yapı and Yarısı Bizden\u003C\u002Fh2>\n\u003Cp>ÇET Yapı takes on urban transformation projects in Istanbul both within the campaign and under the flat-for-land model. To check whether your building fits the 1.5x rule and which model suits you, fill in our \u003Ca href=\"\u002Fen\u002Furban-transformation\u002F#on-basvuru\">pre-application form\u003C\u002Fa>.\u003C\u002Fp>\n\u003Cp>\u003Cem>This article is general information; campaign terms may change by Ministry decision.\u003C\u002Fem>\u003C\u002Fp>\n",[172,175,178,181,184,187,190],{"id":173,"text":174},"support-amounts","Support amounts",{"id":176,"text":177},"who-qualifies","Who qualifies?",{"id":179,"text":180},"what-is-the-1-5x-rule","What is the 1.5x rule?",{"id":182,"text":183},"payment-plan-how-the-contractor-is-paid","Payment plan: how the contractor is paid",{"id":185,"text":186},"loan-repayment","Loan repayment",{"id":188,"text":189},"checklist-for-owners","Checklist for owners",{"id":191,"text":192},"cet-yapi-and-yarisi-bizden","ÇET Yapı and Yarısı Bizden",[194,195,196,197],"Yarısı Bizden is an urban transformation support campaign for owners of risky buildings in all 39 districts of Istanbul, launched on 22 February 2024.","Per home: TRY 875,000 grant + TRY 875,000 loan + TRY 125,000 relocation support (TRY 1,875,000 in total); per shop: TRY 437,500 grant + TRY 437,500 loan.","The new building (excluding parking and shelter) may not exceed 1.5 times the existing building; grant and loan are paid to the contractor in stages (30-30-30-10%).","Loan repayment starts 2 years after the building permit, runs for 10 years and is interest-free in year one. On 8 September 2026 the campaign was extended to 31 December 2027.",[199,200,201,202,203],{"q":67,"a":70},{"q":72,"a":74},{"q":76,"a":78},{"q":80,"a":82},{"q":84,"a":86},[205,208,211],{"title":206,"url":207},"TRT Haber – Yarısı Bizden campaign extended by one year (8 September 2026)","https:\u002F\u002Fwww.trthaber.com\u002Fhaber\u002Fgundem\u002Fyarisi-bizden-kampanyasi-1-yil-uzatildi-956249.html",{"title":209,"url":210},"DHA – Ministry answers 16 frequently asked questions on Yarısı Bizden","https:\u002F\u002Fwww.dha.com.tr\u002Fgundem\u002Fbakanlik-yarisi-bizden-kampanyasina-iliskin-merak-edilen-16-sorunun-yanitini-paylasti-2632368",{"title":212,"url":213},"Ministry of Environment, Urbanisation and Climate Change – Support amounts increased","https:\u002F\u002Fcsb.gov.tr\u002Fhaberler\u002Fyarisi-bizden-kampanyasinda-destek-tutarlari-artirildi-301946","Merter İnsaya Konakları residential project by ÇET Yapı","1 October 2026",null,"3 min read",[219,222,225],{"href":220,"title":221},"\u002Fen\u002Fprojects\u002Fcet-merter-insaya-residences\u002F","Çet Merter İnsaya Residences",{"href":223,"title":224},"\u002Fen\u002Fprojects\u002Fyesilkoy-ates-sitesi\u002F","Yeşilköy Ateş Residence",{"href":226,"title":227},"\u002Fen\u002Fprojects\u002Fcet-bahcelievler-insaya-konaklari\u002F","Çet Bahçelievler İnsaya Residences",[229,232,235,238],{"href":230,"title":231},"\u002Fen\u002Fblog\u002Furban-transformation-in-bakirkoy-yesilkoy-florya-atakoy\u002F","Urban Transformation in Bakırköy: Yeşilköy, Florya, Ataköy and Kartaltepe (2026 Guide)",{"href":233,"title":234},"\u002Fen\u002Fblog\u002Fwill-my-flat-shrink-in-urban-transformation-turkey\u002F","Will My Flat Get Smaller in Urban Transformation? Land Share, Floor Area Ratio and m² (2026)",{"href":236,"title":237},"\u002Fen\u002Fblog\u002Finherited-shared-and-mortgaged-flats-in-urban-transformation-turkey\u002F","Inherited, Co-Owned and Mortgaged Flats in Urban Transformation: How Does It Work? (2026)",{"href":239,"title":240},"\u002Fen\u002Fblog\u002Furban-transformation-in-besiktas-etiler-levent-ulus\u002F","Urban Transformation in Beşiktaş: Etiler, Levent, Ulus and the Bosphorus Area (2026 Guide)","\u002Fen\u002Furban-transformation\u002F#on-basvuru",{"\u002Fimages\u002Fuploads\u002F2025\u002F04\u002Fcet-insaya-konaklari-img-03.jpg":243},[244,245],800,533,{"home":20,"corporate":247,"projectTypes":266,"allProjects":279,"news":280,"blog":23,"contact":281,"urban":284,"legal":286,"legalPages":302,"languages":303},[248,251,254,257,260,263],{"href":249,"title":250},"\u002Fen\u002Fabout-us\u002F","About Us",{"href":252,"title":253},"\u002Fen\u002Fchairmans-message\u002F","Chairman's Message",{"href":255,"title":256},"\u002Fen\u002Four-mission-and-vision\u002F","Our Mission and Vision",{"href":258,"title":259},"\u002Fen\u002Fhistory\u002F","History",{"href":261,"title":262},"\u002Fen\u002Fquality-policy\u002F","Our Quality Policy",{"href":264,"title":265},"\u002Fen\u002Fhuman-resources\u002F","Human Resources",[267,270,273,276],{"href":268,"title":269},"\u002Fen\u002Fproject-type\u002Fcontracting-services\u002F","Contracting Services",{"href":271,"title":272},"\u002Fen\u002Fproject-type\u002Freal-estate-development\u002F","Real Estate Development",{"href":274,"title":275},"\u002Fen\u002Fproject-type\u002Farchitectural-project\u002F","Architectural Project",{"href":277,"title":278},"\u002Fen\u002Fproject-type\u002Frenovation-restoration\u002F","Renovation Restoration","\u002Fen\u002Fprojects\u002F","\u002Fen\u002Fcategory\u002Fnews\u002F",{"href":282,"title":283},"\u002Fen\u002Fcontact-us\u002F","Contact Us",{"href":285,"title":53},"\u002Fen\u002Furban-transformation\u002F",[287,290,293,296,299],{"href":288,"title":289},"\u002Fen\u002Fcookie-policy\u002F","Cookie Policy",{"href":291,"title":292},"\u002Fen\u002Furban-transformation-pre-application-privacy-notice\u002F","Urban Transformation Pre-Application Form Privacy Notice",{"href":294,"title":295},"\u002Fen\u002Fcommercial-electronic-message-consent\u002F","Commercial Electronic Message Consent",{"href":297,"title":298},"\u002Fen\u002Fpersonal-data-retention-and-destruction-policy\u002F","Personal Data Retention and Destruction Policy",{"href":300,"title":301},"\u002Fen\u002Fprivacy-and-security-policy\u002F","Privacy and Security Policy",{"cerez-politikasi":288,"kentsel-donusum-aydinlatma-metni":291,"ticari-elektronik-ileti-onayi":294,"kisisel-veri-saklama-ve-imha-politikasi":297,"gizlilik-ve-guvenlik-politikasi":300},[304,307,309,313],{"code":305,"label":126,"home":306},"tr","\u002F",{"code":5,"label":308,"home":20},"EN",{"code":310,"label":311,"home":312},"ar","AR","\u002Far\u002F",{"code":314,"label":315,"home":316},"ru","RU","\u002Fru\u002F",1793451807084]